How to Check PF Balance in India: A Comprehensive Guide
Meta Description: Discover how to check PF balance in India with this comprehensive guide. Learn step-by-step methods, including using the EPFO portal, Umang app, SMS, and missed call service, to stay informed about your retirement savings. Ensure financial security with easy access to your PF balance.
Introduction
Employee Provident Fund (EPF) is a valuable retirement benefits scheme for millions of salaried individuals in India. It is crucial for employees to regularly monitor and keep track of their PF balance to ensure financial security after their working years. In this article, we will provide a step-by-step guide on how to check PF balance in India, using various methods available.
1. How to Check PF Balance on the EPFO Portal:
The Employees' Provident Fund Organization (EPFO) is the apex body that manages PF accounts. To check your PF balance online through the EPFO portal, follow these steps:
- Step 1: Visit the EPFO website at https://www.epfindia.gov.in/.
- Step 2: Click on the "For Employees" tab.
- Step 3: Under the "Services" section, click on "Member Passbook."
- Step 4: You will be redirected to the login page. Enter your Universal Account Number (UAN), password, and the captcha code.
- Step 5: After logging in, you will be able to view your PF passbook, which displays your PF balance and transaction details.
2. How to Check PF Balance Using the Umang App:
Umang (Unified Mobile Application for New-age Governance) is a government mobile app that provides access to various government services, including PF-related information. To check your PF balance using Umang, follow these steps:
- Step 1: Download and install the Umang app from the Google Play Store or Apple App Store.
- Step 2: Open the app and select the EPFO option.
- Step 3: Register using your mobile number and enter the OTP received.
- Step 4: After logging in, click on the "Employee Centric Services" section.
- Step 5: Under the "View Passbook" option, select your EPF account and view your passbook to check your PF balance.
3. How to Check PF Balance Through SMS:
Another simple method to check your PF balance is through SMS. Make sure your UAN is linked to your mobile number before proceeding. Follow these steps:
- Step 1: Open the messaging app on your mobile device.
- Step 2: Compose a new message and type "EPFOHO UAN ENG."
- Step 3: Replace "ENG" with the first three characters of your preferred language (e.g., HIN for Hindi, MAR for Marathi, BEN for Bengali).
- Step 4: Send the message to 7738299899.
- Step 5: You will receive an SMS containing your PF balance and other details.
4. How to Check PF Balance Via Missed Call:
EPFO provides a missed call service to check your PF balance quickly. Ensure your UAN is linked to your mobile number before proceeding. Follow these steps:
- Step 1: Dial 011-22901406 from your registered mobile number.
- Step 2: After a few rings, the call will automatically disconnect.
- Step 3: You will receive an SMS containing your PF balance and other details shortly after.
Conclusion
Regularly checking your PF balance is essential for financial planning and ensuring a secure retirement. In this article, we provided a comprehensive guide on how to check your PF balance in India through various methods, including the EPFO portal, Umang app, SMS, and missed call service. Choose the method that suits you best and stay informed about your PF balance to make informed decisions about your future financial goals. Remember to keep your UAN and mobile number updated to access these services seamlessly.
